Privacy Policy

This Privacy Policy explains how the SmartLoan: Loan EMI Calculator App (“the app”, “we”, “our”, or “us”) handles user information.


Information Collection and Use

The SmartLoan: Loan EMI Calculator App is designed to help users calculate loan EMI values. The core functionality of the app performs calculations locally on the user’s device.

The app itself does not require users to create an account or provide personal information such as name, email address, or financial details.

However, the app displays advertisements through third-party advertising partners. These partners may collect certain information automatically in order to provide and improve advertising services.


Third-Party Advertising Services

This app uses third-party advertising services including:

  • TopOn (Anythink) mediation platform

  • Google AdMob

  • Meta Audience Network

These services may automatically collect certain information from your device when ads are displayed.


Information That May Be Collected by Advertising Partners

Advertising partners may collect the following types of information:

Device or Other Identifiers

  • Advertising ID

  • Device identifiers

Device Information

  • Device model

  • Operating system version

  • Screen size and language

  • Network type

App Interaction Data

  • Ad impressions

  • Ad clicks

  • Interaction with advertisements

Approximate Location

  • Country or region derived from IP address

This information is used for purposes such as:

  • Delivering relevant advertisements

  • Measuring ad performance

  • Preventing ad fraud

  • Improving advertising services

Diagnostics Information
  • Crash logs
  • App performance data
  • Diagnostic information related to ad performance and SDK functionality

Data Sharing

The information described above may be shared with advertising partners and their affiliated networks to deliver advertisements and analyze ad performance.

These third-party services operate under their own privacy policies and data handling practices.


Data Storage

The app itself does not store user financial inputs such as loan amount, interest rate, or tenure on external servers. These values are used only for calculation purposes within the app.


Internet Usage

An internet connection may be required to load and display advertisements provided by third-party ad networks.

The EMI calculation functionality of the app itself can work without an internet connection.


Children’s Privacy

This app is not directed toward children under the age of 13. We do not knowingly collect personal information from children.

Advertising partners may collect limited device information as described above to provide advertisements.


Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated effective date.


Contact Us

If you have any questions or concerns about this Privacy Policy, you may contact us via email.